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How do I get a Reverse Mortgage?

Any decision involving finances is usually a major one and involves much discussion. Once you have read all the available information and are comfortable that this is the best reverse mortgage choice for you, we suggest you cross check the following list.

  1. You (and your partner) are aged 60 years or over.

  2. Your home meets our requirements regarding location and condition. (Properties outside these areas will be considered upon application.)

  3. You have talked about your decision to take out a reverse mortgage with your family members and any other beneficiaries. If you have any questions, please check out the questions everyone asks in the Frequency Asked Questions section on this website. You can also call our Customer Service Line on 1800 999 959.

  4. You have arranged an appointment with your financial and legal advisers for their views and expert advice on this opportunity.

  5. You have completed a Reverse Mortgage Application Form. Please don't forget to provide all the necessary documentation.

Once we have received your completed form and everything is in order we will contact you to organise for an independent valuer to come to assess the value of your home. If you fulfil all our requirements, you will receive a Reverse Mortgage loan offer. If you accept our offer, you can immediately start making even more possible in your life.