How much can I/we borrow?

As with all reverse mortgages, the amount you can borrow is based on two key factors:

• The agreed value of the property, based on an independent valuation
• The age of the youngest borrower.

The age of the youngest borrower is important as it forms the basis for the amount of cash you can borrow against the value of your home - this is called the Loan to Value Ratio (LVR). Use the calculator to check how much you can borrow or refer to the Product Details page.

Open the equity release calculator

While there is a minimum amount of $20,000 that you can borrow against the value of your home, we have no maximum limit. All loans over $1 million will be assessed on an individual basis, with lower LVRs.